^{Chapter 4}
The Square advantage

How Square makes bitcoin simple,
seamless, and scalable

Chapter 1 | Chapter 2 | Chapter 3 | Chapter 4 | Bitcoin as everyday money

The Square advantage

For most business owners, the hardest part of adopting new financial solutions is dealing with the complexity that comes afterward. New apps to configure, extra logins to manage, and records that don’t connect with existing tools can turn a simple idea into extra work. Square removes those hurdles by building bitcoin directly into the tools you already use to run your business.

That means you don’t have to change the way you work. At checkout, you can accept bitcoin alongside cards and cash. At the end of the day, you can set a portion of sales to automatically convert into bitcoin with Bitcoin Conversions. Your balances and cash flow show up in real time with Square Checking², and you can spend nearly instantly using your Square Debit Card³ instead of waiting days for a bank transfer.

It’s just so seamless. It’s one step that I don’t have to do. Like before [Bitcoin Conversions], I was having to send it to another wallet or whatever. And then I was having to invest X amount of percent on my own. Now that Square does it automatically, technically I could calm down on one side of it.”

– Byron Matthews, Birdie’s Lounge

Chapter 1 | Chapter 2 | Chapter 3 | Chapter 4 | Bitcoin as everyday money

Managing bitcoin doesn’t require a separate wallet either. Square’s built-in Bitcoin Wallet allows you to buy, sell, hold, or withdraw bitcoin without leaving the platform. Everything is connected: payments, conversions, reporting, and taxes all flow through the same system you already trust. And with zero processing fees through 2026, instant access, and no chargebacks, businesses keep more of what they earn.

The result is that you have a payment option that feels like a logical next step. Bitcoin is no longer something you need to manage on the side; it’s simply another option within the same ecosystem that already supports your business. Whether you’re trying it for the first time or making it part of your long-term savings strategy, Square makes bitcoin straightforward, scalable, and built to grow with you.